Free 2-Minute Check
Are you overpaying for workers comp?
Most small businesses are misclassified by their insurer. That means you could be paying thousands more than you should — every year. Find out in 2 minutes.
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Why you're probably overpaying
Misclassification is extremely common
NCCI uses over 700 classification codes. Your insurer assigns codes when you first sign up — and rarely updates them as your business changes. A single wrong code can double your rate.
Insurers rarely correct it
Your insurance company has no financial incentive to lower your premium. If you don't challenge your classification, it stays — and you keep overpaying year after year.
Average overpayment: $3K–$15K/yr
For a 20-person construction company, having office staff coded under field worker rates can mean $10,000+ in unnecessary premium. Even small businesses waste $3,000 or more annually.
How it works
Answer 4 quick questions
About your industry, employees, and current premium.
Get your classification check
We compare your setup against NCCI code benchmarks instantly.
Connect with a specialist
If there's a mismatch, we match you with a licensed professional who can fix it.
33%
of businesses are misclassified
$8K
average annual overpayment
700+
NCCI classification codes
Stop overpaying. Check your classification now.
It takes 2 minutes. It's free. And it could save you thousands.
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